1) Lessee and vendor agree on the conditions of payments, total price and delivery of the goods.

2) If the lessee accepts the proposal, they fill out leasing application form and send it to the Pervin Financial together with its financial documents, proforma invoice and other pertinent documents.

3) If the lessee accepts the proposal, they fill out leasing application form and send it to the Pervin Financial together with its financial documents, proforma invoice and other pertinent documents.

4) Pervin Financial examines the documents and determines the credit amount and if any required collateral.

5) After all requirements met and credit committee’s approval Lessee and Pervin Financial sign the lease contract.

6) Pervin Financial purchases the goods and delivers them to the lessee. If it is an import transaction, Pervin Financial fulfils import procedures.

7) It is mandatory by law to insure the leased goods.

8) After the leased goods have been delivered, rental payments begin according to the payment schedule.

9) Ownership of the goods belongs to Pervin Financial for 2 or 4 years. At the end of the lease term the goods ownership will be transferred to the lessee for a symbolic preset amount.

10) Pervin Financial will always be with you for your future leasing needs.